Putting off healthcare can be tempting, especially if you’re feeling well or don’t have the money to pay for it. But there are a few reasons why it’s important to get the care you need, right when you need it. First, delaying healthcare can cost you more money in the long run. If you wait until a small problem becomes a big one, you’ll likely need more expensive treatment. And if you miss work due to a health condition, you’ll lose income. Second, delaying healthcare can impact your quality of life. Living with pain or discomfort can make it hard to enjoy your life and do the things you love. And some health conditions, like heart disease and stroke, can lead to serious long-term problems if they’re not treated early. Finally, delaying healthcare can even be life-threatening in some cases. So even if you’re not feeling sick, it’s important to see your doctor for regular checkups and get preventive care, such as immunizations and cancer screenings. If you’re having trouble paying for healthcare, there are several resources available to help you. You may be eligible for financial assistance programs, such as Medicaid or Medicare. You may also be able to negotiate with your doctor or hospital to get a reduced rate. Here are a few tips for getting the healthcare you need, even if you’re on a tight budget:
- Talk to your doctor. Be honest with your doctor about your financial situation. They may be able to help you find affordable treatment options or connect you with financial assistance programs.
- Shop around. Compare prices from different doctors and hospitals. You can also use websites like GoodRx to find coupons for prescription drugs.
- Consider a payment plan. Many doctors and hospitals offer payment plans. This can make it easier to afford healthcare over time.
- Use your medZERO Spending Account. If your employer offers a medZERO Spending Account, you can use this to pay for hospital, dental, vision and pharmacy costs – any qualified medical expense. Funds are then repaid over time at no interest or fees.