Portland, OR — May 12, 2026 — medZERO is pleased to announce that it has been selected as a financial wellness partner for the ASHHRA Preferred Partner Program (AP3), an initiative created to help HR leaders access trusted, high-impact solutions to reduce costs without sacrificing value. Selection into this program reflects medZERO’s commitment to addressing the top benefit concern healthcare employees have today—affordability of their own care—through on-demand access to funds to pay for deductibles, co-pays, co-insurance, and more.
“We are honored to be chosen as a member of AP3,” said Craig Froude, CEO of medZERO. “Healthcare workers are in a uniquely difficult position — they dedicate their lives to delivering care, yet too often struggle to afford it themselves. For HR leaders in healthcare, this paradox adds to an already overwhelming set of challenges as rising healthcare costs make it increasingly challenging to support the people behind the care. This partnership allows us to deepen our engagement with the healthcare community and put a real solution in the hands of the HR professionals working every day to make care more accessible and affordable for their workforce.”
medZERO supports existing benefit strategies and offers employees on-demand access to interest-free funds for often unexpected healthcare expenses like deductibles, co-pays, co-insurance, dental, vision, pharmacy, fertility, and more. There is no credit check, no interest, no fees for employees, and repayment can be automated through a payroll deduction. For healthcare benefits teams, there’s no impact on benefit plan design, coverage, or employer risk. It’s a complement to what is already in place, not a replacement.
ASHHRA, founded in 1964, represents thousands of HR professionals across the healthcare sector launched its AP3 initiative in 2025, in collaboration with Lockton, to help healthcare organizations lower healthcare costs and increase value through vetted, transparent, and collaborative solutions.
“We’re excited to officially welcome medZERO to the AP3 ecosystem,” says Robert “Bo” Brabo, Lockton’s lead on the AP3 initiative. “Healthcare employees are already financing their own healthcare. They’re just doing it through credit cards, medical debt collectors, and deferred care. medZERO gives healthcare HR leaders a better solution, built specifically for the realities of hospital and health system workforces.”
ASHHRA’s annual conference is being held from May 17-19, 2026 in Savannah, GA where medZERO will be exhibiting at booth 125 and at AP3’s booth outside of the exhibit hall.
medZERO is a leading provider of employee benefit solutions designed to empower employees and make healthcare accessible, affordable, and equitable. The medZERO platform provides employees instant access to funds to pay their out-of-pocket care costs with no-interest and no-fees. Repayment is made through payroll deduction and for users with Health Savings Accounts medZERO payments are pre-tax allowing savings of up to 30%. For more info, visit www.medZERO.com
Media Contact:
Craig Froude
cjf@medzero.com
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